The Benefits of Hindsight: Lessons from the QPP for Other Pension Plans

Summary:
Page Title:The Benefits of Hindsight: Lessons from the QPP for Other Pension Plans – C.D. Howe Institute
Article Title:The Benefits of Hindsight: Lessons from the QPP for Other Pension Plans
URL:https://cdhowe.org/publication/benefits-hindsight-lessons-qpp-other-pension-plans/
Published Date:October 1, 2015
Accessed Date:February 6, 2025

The experience of the Quebec Pension Plan (QPP) offers serious lessons for new public pension plan options, in particular the pending Ontario Retirement Pension Plan (ORPP) and Canada Pension Plan (CPP) enhancements, according to a new C.D. Howe Institute report. In “The Benefits of Hindsight: Lessons from the QPP for Other Pension Plans,” authors Luc Godbout, Yves Trudel and Suzie St-Cerny show how these proposals and other public pension plans can avoid underfunding and intergenerational inequity, where one generation of participants receives more benefits than they contributed to the plan. 

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