Debit, Credit and Cell: Making Canada a Leader in the Way We Pay

Summary:
Page Title:Debit, Credit and Cell: Making Canada a Leader in the Way We Pay – C.D. Howe Institute
Article Title:Debit, Credit and Cell: Making Canada a Leader in the Way We Pay
URL:https://cdhowe.org/publication/debit-credit-and-cell-making-canada-leader-way-we-pay/
Published Date:June 21, 2012
Accessed Date:February 9, 2025

Canadians are avid users of debit cards, credit cards and online payments, but our payment system needs reform to spur innovation, according to a report released today by the C.D. Howe Institute. In “Debit, Credit and Cell: Making Canada a Leader in the Way We Pay,” authors Philippe Bergevin and Todd Zywicki argue the country’s current payment technologies and governance infrastructure must change, or we will fall further behind the rest of the world.  “We must remove barriers to competition and risk-taking,” said Philippe Bergevin, Senior Policy Analyst at the C.D. Howe Institute, “and encourage innovation to keep pace with the global economy.”

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