Deferring Receipt of Public Pension Benefits: A Tool for Flexibility

Summary:
Page Title:Deferring Receipt of Public Pension Benefits: A Tool for Flexibility – C.D. Howe Institute
Article Title:Deferring Receipt of Public Pension Benefits: A Tool for Flexibility
URL:https://cdhowe.org/publication/deferring-receipt-public-pension-benefits-tool-flexibility/
Published Date:June 26, 2018
Accessed Date:February 19, 2025

June 26, 2018 – Retirement savers would benefit from greater flexibility and security with a longer Canada and Québec Pension Plans (C/QPP) deferral period, according to a new report by the C.D. Howe Institute. In “Deferring Receipt of Public Pension Benefits: A Tool for Flexibility” authors Antoine Genest-Grégoire, Luc Godbout, René Beaudry, and Bernard Morency show that deferring receipt of public pension benefits makes retirement planning cheaper for Canadians who use capital accumulation plans such as RRSPs and defined contribution plans.

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