The Shifting Ground of Pension Design: Reflections on Risks and Reporting

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Page Title:The Shifting Ground of Pension Design: Reflections on Risks and Reporting – C.D. Howe Institute
Article Title:The Shifting Ground of Pension Design: Reflections on Risks and Reporting
URL:https://cdhowe.org/publication/shifting-ground-pension-design-reflections-risks-and-reporting/
Published Date:May 14, 2020
Accessed Date:February 9, 2025

Workplace Pensions in Flux, Rules Need Reform

  • As workplace pensions evolve, rules and regulatory law should adjust to reflect the realities of the 21st century pension landscape.
  • Bob Baldwin, a pension industry veteran, offers his personal reflections on the unhelpful hyperbole surrounding defined-benefit and defined-contribution plans and explores the way forward for workplace pension design.
  • Baldwin calls on plan governors to adopt measures to help reconcile the unpredictability of contributions and benefits and make defined-benefit plans more transparent. Regulatory and tax policy should also be adapted to facilitate more flexibility in plan designs and prevent current rules from becoming obsolete.

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