<time datetime="2022-03-24T11:03:09-04:00">March 24, 2022</time>

The Study In Brief

Auto insurance premiums in Canada amount to about $27 billion per year. For most Canadians, auto insurance…

<time datetime="2020-09-10T00:01:00-04:00">September 10, 2020</time>

Open Banking Holds Promise, Risks for Consumers

  • The path towards safe and secure implementation of open banking should be guided by three consumer-focused pillars:…
<time datetime="2020-07-23T00:01:00-04:00">July 23, 2020</time>

Consumers Lose as Occupational Licensing Expands

  • A trend toward increased occupational licensing in Canada drives up costs for consumers and inhibits competition.…
<time datetime="2019-01-31T00:00:05-05:00">January 31, 2019</time>

Public-Sector pensions are using risky projections to calculate their future liabilities, according to a new report from the C.D. Howe Institute. In “Managing Uncertainty: The Search for a Golden…

<time datetime="2018-05-15T00:00:01-04:00">May 15, 2018</time>

Barriers to increasing housing supply, many stemming from excessive regulation, are driving up the price of homes in Canadian cities by six figures, finds a new report from the C.D. Howe Institute…

<time datetime="2017-02-28T00:01:00-05:00">February 28, 2017</time>

Provinces should fight contraband cigarettes with better policing, and reforming government allocation of cigarettes to Aboriginal reserves, rather than impose higher taxes, according to new…

Intelligence Memos
From:  Jeremy M. Kronick To:  Finance Minister Minister Chrystia Freeland Date: February 20, 2024 Re: The Unintended Consequences of Ottawa’s 35-percent Interest Rate Cap  …
Op-Ed
Ottawa has set its sights on reining in predatory lending rates. Last year it set out draft regulations that would lower the rate non-prime lenders can charge from 48 to 35 per cent (“annual…
Op-Ed
The federal government recently finalized regulations for its “zero-emissions vehicle” mandate. The mandate requires sellers of light vehicles (passenger cars and light trucks) to sell a rising…