<time datetime="1997-06-01T00:00:00-04:00">June 1, 1997</time>
<time datetime="1997-01-01T00:00:00-05:00">January 1, 1997</time>
<time datetime="1996-01-01T09:03:45-05:00">January 1, 1996</time>

Canada’s government-run income pension system, made up of the Canada and Quebec Pension Plans (CPP/QPP), is run on a pay as you go basis. With only minimal prefunding in the CPP account, the CPP…