The C.D. Howe Institute launched the Pension Policy Council in May 2007 to address key challenges facing Canada’s system of retirement saving, assess current developments, identify regulatory strengths and shortfalls, and make recommendations to ensure the integrity of pension earnings for the growing number of Canadians approaching retirement. The Institute gratefully acknowledges the participation of the advisory panel in the program.
Chair
![](/sites/default/files/styles/staff_280x280/public/2023-09/Bob%20Baldwin.png.jpg?itok=s99ZuAFl)
Bob Baldwin
Proprietor, Baldwin Consulting![Barbara Zvan](/sites/default/files/styles/staff_280x280/public/2023-09/Barbara%20Zvan_0.png.jpg?itok=ejUzLi2y)
Barbara Zvan
Senior FellowMembers
![Gareth Gibbins](/sites/default/files/styles/staff_280x280/public/2023-10/Gareth%20Gibbins.png.jpg?itok=WmA7P1vA)
Gareth Gibbins
Vice President, Pension Legal & Plan Policy, OMERS![Luc Girard](/sites/default/files/styles/staff_280x280/public/2023-10/Luc%20Girard.png.jpg?itok=D2Yki0pk)
Luc Girard
Partner, Mercer Canada Limited![](/sites/default/files/styles/staff_280x280/public/2023-09/Barry%20Gros.png.jpg?itok=wp9bh6jD)
Barry Gros
Chair Board of Trustees, University of Victoria Combination and Money Purchase Pension Plans![](/sites/default/files/styles/staff_280x280/public/2023-09/Malcolm%20Hamilton.png.jpg?itok=84DupZpa)
Malcolm Hamilton
Senior Fellow![Jeffrey Hodgson](/sites/default/files/styles/staff_280x280/public/2023-10/Jeffrey%20Hodgson.png.jpg?itok=zCKBDPVm)
Jeffrey Hodgson
Managing Director, Global Stakeholder Affairs, Public Affairs & Communications, Canada Pension Plan Investment Board![Graheme Johnson](/sites/default/files/styles/staff_280x280/public/2023-10/Graheme%20Johnson.png.jpg?itok=NKfGJ5ec)
Grahame Johnson
Assistant Deputy Minister, Financial Sector Policy Branch, Department of Finance Canada![Uros Karadzic](/sites/default/files/styles/staff_280x280/public/2023-10/Uros%20Karadzic.png.jpg?itok=3OqUj01R)
Uros Karadzic
Partner, People Advisory Services, Ernst & Young LLP![Hrvoje Lakota](/sites/default/files/styles/staff_280x280/public/2023-10/Hrvoje%20Lakota.png.jpg?itok=7xhzqyia)
Hrvoje Lakota
Vice President, Portfolio Construction, Investment Management Corporation of Ontario![](/sites/default/files/styles/staff_280x280/public/2023-09/Guy%20Legault.png.jpg?itok=kG2lOcmV)
Guy Legault
President and CEO, The Conference for Advanced Life Underwriting![](/sites/default/files/styles/staff_280x280/public/2024-03/Troy%20Mann_2024.png.jpg?itok=BLan-tmw)
Troy Mann
President and CEO, Local Authorities Pension PlanContent
Research Papers
![The Power of Postponed Retirement The Power of Postponed Retirement](/sites/default/files/styles/research_image_thumbnail/public/images/research_papers/400x300_6.png?itok=p543FZyk)
![TFSAs: Time for a Tune-Up TFSAs: Time for a Tune-Up](/sites/default/files/styles/research_image_thumbnail/public/images/research_papers/E-B298_400x300_2019.png?itok=FzKcl-1L)