The C.D. Howe Institute launched the Pension Policy Council in May 2007 to address key challenges facing Canada’s system of retirement saving, assess current developments, identify regulatory strengths and shortfalls, and make recommendations to ensure the integrity of pension earnings for the growing number of Canadians approaching retirement. The Institute gratefully acknowledges the participation of the advisory panel in the program.
Chair
![](/sites/default/files/styles/staff_280x280/public/2023-09/Bob%20Baldwin.png.jpg?itok=s99ZuAFl)
Bob Baldwin
Proprietor, Baldwin Consulting![Barbara Zvan](/sites/default/files/styles/staff_280x280/public/2023-09/Barbara%20Zvan_0.png.jpg?itok=ejUzLi2y)
Barbara Zvan
Senior FellowMembers
![](/sites/default/files/styles/staff_280x280/public/2022-07/placement%20icon%202_0.png.jpg?itok=7AhJqdHU)
Paulo Salomao
Managing Director, Asset Management & Pensions, Accenture![Barbara Sanders](/sites/default/files/styles/staff_280x280/public/2023-10/Barbara%20Sanders.png.jpg?itok=MrzQ7HZW)
Barbara Sanders
Associate Professor of Actuarial Science, Simon Fraser University![](/sites/default/files/styles/staff_280x280/public/2022-07/placement%20icon%202_0.png.jpg?itok=7AhJqdHU)
Peter Shena
EVP & Chief Pension Officer, Ontario Pension Board![Joy Savage](/sites/default/files/styles/staff_280x280/public/2023-10/Joy%20Savage.png.jpg?itok=Af222rmF)
Joy Savage
Founding Partner, Fuse Strategy![](/sites/default/files/styles/staff_280x280/public/2023-09/Tammy%20Schirle_2023.png.jpg?itok=BMCcQ5M3)
Tammy Schirle
Research Fellow![Allan Shapira](/sites/default/files/styles/staff_280x280/public/2023-10/Allan%20Shapira.png.jpg?itok=wybV48fH)
Allan Shapira
Managing Director, Aon![](/sites/default/files/styles/staff_280x280/public/2023-09/Noeline%20Simon.png.jpg?itok=bl95OogB)
Noeline Simon
Vice President, Taxation and Industry Analytics, Canadian Life and Health Insurance Association Inc.![](/sites/default/files/styles/staff_280x280/public/2022-09/placement%20icon%202_0.png.jpg?itok=nQ0kvJPK)
Jeffrey Sommers
Partner, Blake, Cassels & Graydon LLP![](/sites/default/files/styles/staff_280x280/public/2022-06/placement%20icon%202_2.png.jpg?itok=eW_27RLf)
Nicole Stewart
Assistant Deputy Minister, Income Security and Pension Policy Division, Ontario Ministry of Finance![](/sites/default/files/styles/staff_280x280/public/2022-09/placement%20icon%202_0.png.jpg?itok=nQ0kvJPK)
Deron Waldock
Partner, McCarthy Tétrault LLPContent
Research Papers
![Do Canadians Save Too Little? Do Canadians Save Too Little?](/sites/default/files/styles/research_image_thumbnail/public/images/research_papers/iStock_000033504544_Large.jpg?itok=xvq_JABb)