306 results found for "guaranteed annual income"
Media Release
August 16, 2012 – Retiring babyboomers are driving a shift from retirement-fund accumulation to decumulation, but they need better choices to protect against longevity risk, according to a report released today by the C.D. Howe Institute. In “Annuities and Your Nest Egg: Reforms to Promote Optimal Annuitization of Retirement Capital,” the University of Calgary’s Norma Nielson says to…
Op-Ed
Published in the Financial Post on Jan 31, 2011
By Finn Poschmann
Governments can’t leave housing markets alone. And it’s easy to see why — shelter is a necessity, some people even think it’s a right. Others believe that not only is shelter a necessity, but that home ownership is a positive good for society, and one that governments should therefore encourage.
Many western countries…
Media Release
July 20, 2023 – The growth of Canada’s small- and medium-sized enterprises (SMEs) – the engine of our country’s economy – lag behind those in other advanced economies and face hurdles to financing that are dampening their prospects, according to a new report from the C.D. Howe Institute.
In “Scaling Up Is Hard To Do: Financing Canadian Small Firms,” authors Miwako Nitani and Aurin Shaila Nusrat…
Op-Ed
Prices are rising and stock markets are falling — a toxic combination, especially for older Canadians who rely on savings in registered retirement saving plans (RRSPs) and defined-contribution pension plans, and who are drawing down savings in registered retirement income funds (RRIFs) and Life Income Funds (LIFs).
Many will now want to save more, to alleviate their risk of running out of money…
Op-Ed
The spread of COVID-19 and public health measures to combat it have delivered an unprecedented shock to Canada’s economy. Businesses and not-for-profits are closing. Recent Employment Insurance (EI) claims suggest the unemployment rate is headed for double digits.
The economic distress is compounding the direct impact of the disease, and may ultimately overshadow it. Unemployment and financial…
Intelligence Memos
From: Thorsten Koeppl
To: Bank of Canada Governor Stephen Poloz
Date: July 17, 2019
Re: Libra Could Kickstart Digital Currencies
Facebook has teamed up with some heavyweights in the payments industry such as Visa and Mastercard and other online platforms to usher in a new era for payments services: an international, widely accepted digital currency called Libra.
This should…
