306 results found for "guaranteed annual income"
Research
A presentation to “Pharmacare Back on The Radar: Canada’s Need for Federal-Provincial Cooperation,” a C.D. Howe Institute webinar held on October 26, 2023. Marcel Saulnier is a health policy consultant, Associate with Santis Health and a former Associate Assistant Deputy Minister of the Strategic Policy Branch at Health Canada. He was also Executive Director responsible for the secretariat…
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Advocis Aequitas Innovations Inc. AGF Management Limited Agnico-Eagle Mines Ltd. Aimia Algoma Central Corporation Alterna Savings Altus Group ARC Financial Corp. Association of Canadian Pension Management Association of Canadian Search, Employment & Staffing Services (ACSESS) Assuris ATB Financial ATCO Ltd. & Canadian Utilities Limited Barrick Gold Corporation Benecaid Bennett Jones LLP…
Research
The Study In Brief Tax rules requiring RRIF withdrawals need revamping. Longer lives and lower returns increase the likelihood that mandatory minimum withdrawals will leave seniors with negligible income from their tax-deferred saving in their later years. Government impatience for revenue should not force holders of RRIFs and similar tax-deferred vehicles to deplete their nest eggs prematurely…
Research
The Study In Brief The Bank of Canada’s balance sheet has undergone a radical transformation since the beginning of the pandemic. The Bank’s total assets more than quadrupled at their peak and still remain 3.5 times higher. The most radical change on the liabilities side has been the increase in settlement balances held by financial institutions at the Bank as part of its large-value payment…
Research
The Study in Brief The 2021 Canadian Net-Zero Emissions Accountability Act requires Canada to achieve “net zero” greenhouse gas emissions (GHGs) by 2050. An important component of the goal is that the power sector realize “net zero” by 2050. The Canada Energy Regulator (CER) has developed a net-zero projection for the power sector, emphasizing renewables (hydro, wind, solar). Wind and…
Research
The Study in Brief In the fall of 2023, the Alberta government released a report proposing the creation of an Alberta Pension Plan (APP) funded initially by the province’s withdrawal from the Canada Pension Plan, taking with it $334 billion in assets.   This E-Brief examines the financial assumptions of the proposed APP, assesses their reasonableness, and outlines the risks and…