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Mortgage Insurance Deductibles: An Idea Whose Time Hasn't Come

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July 19, 2017
Mortgage Insurance Deductibles: An Idea Whose Time Hasn't Come

Ottawa should reject a “blunt” option it is considering to address the build-up of risky mortgages in the housing sector, according to the latest C.D. Howe report. In Mortgage Insurance Deductibles: An Idea Whose Time Hasn’t Come, authors Thorsten V. Koeppl and James C. MacGee, two leading thinkers on financial stability issues, definitively reject Ottawa’s proposal to spread more risk to mortgage lenders from insurers as ineffective and recommend a better approach.

Author(s):

Thorsten Koeppl, Professor and RBC Fellow, Queen's University
Thorsten Koeppl
James MacGee, Associate Professor of Economics, Western Ontario
James MacGee

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© 2014 C.D. Howe Institute. All Rights Reserved.

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© 2014 C.D. Howe Institute. All Rights Reserved.