From: Glen HodgsonTo: Economy Watchers Date: June 23, 2025Re: An Indigenous Development Bank Would Speed Reconciliation and Major Projects The Carney government has committed to accelerating and strengthening investment across the economy and greater investment in energy and other natural resource development is central to this commitment. The recent Speech from the Throne indicated the […]
From: Harvey NaglieTo: Financial regulation observers Date: June 5, 2025Re: The Ontario Budget’s Missed Opportunities for Capital Market Modernization The 2025 Ontario budget landed at a pivotal moment for the province’s economy, marked by heightened US trade risks and economic uncertainty. The stated focus was on protecting jobs, supporting businesses, and investing in critical public […]
June 4, 2025 – The C.D. Howe Institute’s Domestic Stability Buffer Council (DSBC) recommends that the Office of the Superintendent of Financial Institutions (OSFI) maintain the Domestic Stability Buffer (DSB) for Canada’s largest banks at 3.5 percent of total risk-weighted assets at its next setting in June. The domestic stability buffer is the capital Canada’s major banks […]
“Not Normal Times”: Council Recommends Holding Buffer at 3.5 Percent Amid Rising Economic Uncertainty Fourth Meeting of the C.D. Howe Institute Domestic Stability Buffer Council At its meeting on May 20, 2025, the C.D. Howe Institute’s Domestic Stability Buffer Council (DSBC) recommended that the Office of the Superintendent of Financial Institutions (OSFI) maintain the Domestic Stability Buffer […]
May 29, 2025 – The C.D. Howe Institute’s Monetary Policy Council (MPC) calls for the Bank of Canada to lower its target for the overnight rate, its benchmark policy interest rate, from 2.75 percent to 2.50 percent at its next announcement on June 4th. The MPC further calls for the Bank to leave the target at 2.50 […]
The Study in Brief Large-scale public and private infrastructure investments are required to meet a wide range of infrastructure needs in Canada and elsewhere, and this is especially true for energy and digital transition projects. However, private developers frequently find themselves in an investment catch-22: they need private capital to launch, mature, and grow new […]
L’étude en bref Il faudra d’importants investissements publics et privés dans les infrastructures pour répondre à un éventail de besoins au Canada et ailleurs dans le monde, et particulièrement pour soutenir les projets de transition énergétique et numérique. Cependant, les promoteurs privés se retrouvent souvent coincés dans une impasse : ils ont besoin de capitaux […]
To: Financial regulation observersFrom: Jordan BrennanDate: May 14, 2025Re: More Regulation, Higher Costs. We Can Fix This In geopolitics, the strong are rarely threatened, much less attacked. Canada finds itself a target from our neighbour to the south because we are economically weak. The good news is that our weakness is largely self-inflicted and is reversible. […]
April 10, 2025 – The C.D. Howe Institute’s Monetary Policy Council (MPC) calls for the Bank of Canada to leave its target for the overnight rate, its benchmark policy interest rate, unchanged at 2.75 percent at its next announcement on April 16th. The MPC further calls for the Bank to leave the target at 2.75 percent at […]
From: Harvey NaglieTo: Regulatory observersDate: April 4, 2025Re: Reimagining Consumer Complaint Resolution in Canada’s Regulated Sectors Canada’s consumer complaint resolution frameworks are failing to effectively serve both consumers and businesses, with too many aspects that are fractured, inefficient, and outdated. This systemic weakness can erode trust in regulated sectors (e.g. finance, air travel, and telecommunications) […]
To: Provincial GovernmentsFrom: David LosierDate: March 24, 2025Re: Time for the Credit Union Passport System The most critical aspects of policy responses to US tariffs revolve around what we can do for ourselves – control the controllables. Canada is collectively waking up to its internal challenges in trade, transport and industrial competition. Internal trade barriers […]
From: Steve Ambler, Thorsten Koeppl and Jeremy M. KronickTo: Bank of Canada observersDate: March 11, 2025Re: Why Is an Increase in the Inflation Target off the Table? In his February 21 speech, Bank of Canada governor Tiff Macklem firmly endorsed the centrality of the Bank’s 2 percent inflation target anchor as he previewed the 2026 renewal of its […]
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From: Glen HodgsonTo: Economy Watchers Date: June 23, 2025Re: An Indigenous Development Bank Would Speed Reconciliation and Major Projects The Carney government has committed to accelerating and strengthening investment across the economy and greater investment in energy and other natural resource development is central to this commitment. The recent Speech from the Throne indicated the […] 
From: Harvey NaglieTo: Financial regulation observers Date: June 5, 2025Re: The Ontario Budget’s Missed Opportunities for Capital Market Modernization The 2025 Ontario budget landed at a pivotal moment for the province’s economy, marked by heightened US trade risks and economic uncertainty. The stated focus was on protecting jobs, supporting businesses, and investing in critical public […] 
“Not Normal Times”: Council Recommends Holding Buffer at 3.5 Percent Amid Rising Economic Uncertainty Fourth Meeting of the C.D. Howe Institute Domestic Stability Buffer Council At its meeting on May 20, 2025, the C.D. Howe Institute’s Domestic Stability Buffer Council (DSBC) recommended that the Office of the Superintendent of Financial Institutions (OSFI) maintain the Domestic Stability Buffer […] 
May 29, 2025 – The C.D. Howe Institute’s Monetary Policy Council (MPC) calls for the Bank of Canada to lower its target for the overnight rate, its benchmark policy interest rate, from 2.75 percent to 2.50 percent at its next announcement on June 4th. The MPC further calls for the Bank to leave the target at 2.50 […] 
The Study in Brief Large-scale public and private infrastructure investments are required to meet a wide range of infrastructure needs in Canada and elsewhere, and this is especially true for energy and digital transition projects. However, private developers frequently find themselves in an investment catch-22: they need private capital to launch, mature, and grow new […] 
From: Harvey NaglieTo: Regulatory observersDate: April 4, 2025Re: Reimagining Consumer Complaint Resolution in Canada’s Regulated Sectors Canada’s consumer complaint resolution frameworks are failing to effectively serve both consumers and businesses, with too many aspects that are fractured, inefficient, and outdated. This systemic weakness can erode trust in regulated sectors (e.g. finance, air travel, and telecommunications) […] 
To: Provincial GovernmentsFrom: David LosierDate: March 24, 2025Re: Time for the Credit Union Passport System The most critical aspects of policy responses to US tariffs revolve around what we can do for ourselves – control the controllables. Canada is collectively waking up to its internal challenges in trade, transport and industrial competition. Internal trade barriers […]