The Dark Side of Targeting: Retirement Saving for Low-Income Canadians

Building a Stronger Pillar: The Changing Shape of the Canada Pension Plan

The CPP Payroll Tax Hike: Macroeconomic Transition Costs and Alternatives

Fixing the Seniors Benefit

Making Ponzi a Prudent Man: Establishing the CPP Investment Board

Marginal Tax Rates in Canada: High and Getting Higher

Debt, Taxes, and Spending: Three Lessons for the Upcoming Federal Budget

Prudence and Performance: Managing the Proposed CPP Investment Board

From Tax Grab to Retirement Saving: Privatizing the CPP Premium Hike

The Pension Squeeze: The Impact of the March 1996 Federal Budget

The Future of Pension Policy: Individual Responsibility and State Support

Putting Some Gold in the Golden Years: Fixing the Canada Pension Plan

Canada’s government-run income pension system, made up of the Canada and Quebec Pension Plans (CPP/QPP), is run on a pay as you go basis. With only minimal prefunding in the CPP account, the CPP is a Ponzi scheme in which the benefits of each cohort of participants are paid from subsequent cohorts’ contributions. Pay-as-you-go plans […]