May 29, 2025 – The C.D. Howe Institute’s Monetary Policy Council (MPC) calls for the Bank of Canada to lower its target for the overnight rate, its benchmark policy interest rate, from 2.75 percent to 2.50 percent at its next announcement on June 4th. The MPC further calls for the Bank to leave the target at 2.50 […]
The Study in Brief Large-scale public and private infrastructure investments are required to meet a wide range of infrastructure needs in Canada and elsewhere, and this is especially true for energy and digital transition projects. However, private developers frequently find themselves in an investment catch-22: they need private capital to launch, mature, and grow new […]
L’étude en bref Il faudra d’importants investissements publics et privés dans les infrastructures pour répondre à un éventail de besoins au Canada et ailleurs dans le monde, et particulièrement pour soutenir les projets de transition énergétique et numérique. Cependant, les promoteurs privés se retrouvent souvent coincés dans une impasse : ils ont besoin de capitaux […]
To: Financial regulation observersFrom: Jordan BrennanDate: May 14, 2025Re: More Regulation, Higher Costs. We Can Fix This In geopolitics, the strong are rarely threatened, much less attacked. Canada finds itself a target from our neighbour to the south because we are economically weak. The good news is that our weakness is largely self-inflicted and is reversible. […]
April 10, 2025 – The C.D. Howe Institute’s Monetary Policy Council (MPC) calls for the Bank of Canada to leave its target for the overnight rate, its benchmark policy interest rate, unchanged at 2.75 percent at its next announcement on April 16th. The MPC further calls for the Bank to leave the target at 2.75 percent at […]
From: Harvey NaglieTo: Regulatory observersDate: April 4, 2025Re: Reimagining Consumer Complaint Resolution in Canada’s Regulated Sectors Canada’s consumer complaint resolution frameworks are failing to effectively serve both consumers and businesses, with too many aspects that are fractured, inefficient, and outdated. This systemic weakness can erode trust in regulated sectors (e.g. finance, air travel, and telecommunications) […]
To: Provincial GovernmentsFrom: David LosierDate: March 24, 2025Re: Time for the Credit Union Passport System The most critical aspects of policy responses to US tariffs revolve around what we can do for ourselves – control the controllables. Canada is collectively waking up to its internal challenges in trade, transport and industrial competition. Internal trade barriers […]
From: Steve Ambler, Thorsten Koeppl and Jeremy M. KronickTo: Bank of Canada observersDate: March 11, 2025Re: Why Is an Increase in the Inflation Target off the Table? In his February 21 speech, Bank of Canada governor Tiff Macklem firmly endorsed the centrality of the Bank’s 2 percent inflation target anchor as he previewed the 2026 renewal of its […]
March 6, 2025 – The C.D. Howe Institute’s Monetary Policy Council (MPC) calls for the Bank of Canada to lower its target for the overnight rate, its benchmark policy interest rate, to 2.75 percent at its next announcement on March 12th. The MPC further calls for the Bank to leave its target unchanged at 2.75 percent at the […]
From: Harvey NaglieTo: Financial regulation observers Date: March 6, 2025Re: Ontario’s Financial Future: Leading the Charge for a Competitive and Modernized Regulatory Framework Ontario faces a pivotal moment. As Canada’s financial capital, it has long benefited from a stable financial sector. However, the evolving global landscape demands more than stability – it requires bold leadership. […]
From: Jeremy M. Kronick and Mark ZelmerTo: Financial system policymakersDate: March 3, 2025Re: Tariff Response Needs to Include Fast Financial System Modernization Donald Trump’s tariff threats have underscored the need for Canada to diversify its international trade and reduce interprovincial barriers. If our financial system is to be effective in helping bring about these changes, its regulatory underpinning needs modernization. […]
Published in the Financial Post. Donald Trump’s tariff threats have underscored the need for Canada to diversify its international trade and reduce interprovincial barriers. If our financial system is to be effective in helping bring about these changes, its regulatory underpinning needs modernization. Canada’s customary glacial pace will not cut it, however. We need to act now. Start with payments. […]
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May 29, 2025 – The C.D. Howe Institute’s Monetary Policy Council (MPC) calls for the Bank of Canada to lower its target for the overnight rate, its benchmark policy interest rate, from 2.75 percent to 2.50 percent at its next announcement on June 4th. The MPC further calls for the Bank to leave the target at 2.50 […] 
The Study in Brief Large-scale public and private infrastructure investments are required to meet a wide range of infrastructure needs in Canada and elsewhere, and this is especially true for energy and digital transition projects. However, private developers frequently find themselves in an investment catch-22: they need private capital to launch, mature, and grow new […] 
To: Financial regulation observersFrom: Jordan BrennanDate: May 14, 2025Re: More Regulation, Higher Costs. We Can Fix This In geopolitics, the strong are rarely threatened, much less attacked. Canada finds itself a target from our neighbour to the south because we are economically weak. The good news is that our weakness is largely self-inflicted and is reversible. […] 
From: Harvey NaglieTo: Regulatory observersDate: April 4, 2025Re: Reimagining Consumer Complaint Resolution in Canada’s Regulated Sectors Canada’s consumer complaint resolution frameworks are failing to effectively serve both consumers and businesses, with too many aspects that are fractured, inefficient, and outdated. This systemic weakness can erode trust in regulated sectors (e.g. finance, air travel, and telecommunications) […] 
To: Provincial GovernmentsFrom: David LosierDate: March 24, 2025Re: Time for the Credit Union Passport System The most critical aspects of policy responses to US tariffs revolve around what we can do for ourselves – control the controllables. Canada is collectively waking up to its internal challenges in trade, transport and industrial competition. Internal trade barriers […] 
From: Harvey NaglieTo: Financial regulation observers Date: March 6, 2025Re: Ontario’s Financial Future: Leading the Charge for a Competitive and Modernized Regulatory Framework Ontario faces a pivotal moment. As Canada’s financial capital, it has long benefited from a stable financial sector. However, the evolving global landscape demands more than stability – it requires bold leadership. […] 
From: Jeremy M. Kronick and Mark ZelmerTo: Financial system policymakersDate: March 3, 2025Re: Tariff Response Needs to Include Fast Financial System Modernization Donald Trump’s tariff threats have underscored the need for Canada to diversify its international trade and reduce interprovincial barriers. If our financial system is to be effective in helping bring about these changes, its regulatory underpinning needs modernization. […] 
Published in the Financial Post. Donald Trump’s tariff threats have underscored the need for Canada to diversify its international trade and reduce interprovincial barriers. If our financial system is to be effective in helping bring about these changes, its regulatory underpinning needs modernization. Canada’s customary glacial pace will not cut it, however. We need to act now. Start with payments. […]