Blurred Vision: How Mortgage Interest Costs Impact Inflation

The Study in Brief Mortgage interest costs can undergo large swings during tightening and/or loosening cycles by the Bank of Canada. Although they have a weight of only around 5 percent in the Canadian Consumer Price Index (CPI), they can significantly affect movements in the latter as a result of these large swings. The year-over-year […]

Housing Policy for a Growing Canada

Tackling Canada’s housing crisis requires actionable strategies, policy reforms, and innovative technologies to boost supply. This report draws together insights from leading experts in the field, including policymakers, researchers, and builders.

Solutions to Canada’s Housing Crisis: Report

February 4, 2025 – Tackling Canada’s housing crisis requires actionable strategies, policy reforms, and innovative technologies to boost supply, according to a new C.D. Howe Institute report. A special policy conference report based on the Institute’s November 2024 conference, “Housing Policy for a Growing Canada,” draws together insights from leading experts in the field, including […]

Making Housing More Affordable in Canada: The Need for More Large Cities

A row of houses on an urban street.Strengthening mid-sized cities like Kitchener/Waterloo, London, and Kamloops – by improving infrastructure, encouraging local business growth, forging university partnerships, and making it easier to build – can reduce in-migration into our big cities, mitigating price pressures there, and help lower costs for everyone.

To Solve the Housing Affordability Crisis, Think Beyond Big Cities

January 21, 2025 – Canada cannot solve its housing affordability crisis simply by adding more homes in major centers like Toronto and Vancouver, according to a new report from the C.D. Howe Institute. Instead, the report urges policymakers to target a small set of mid-size cities and support them in becoming thriving, larger hubs which […]

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