Helping Ontarians Save for Retirement: How the Province Could Adapt the Canada Supplementary Pension Plan

As Ontario pushes ahead with pension reform to improve retirement security for its citizens, it should consider a “middle-way” solution between current competing visions for reform, according to a report released today by the C.D. Howe institute.  In “Helping Ontarians Save for Retirement: How the Province Could Adapt the Canada Supplementary Pension Plan,” author Keith Ambachtsheer recommends an approach that avoids the potential pitfalls of two existing options: an expanded Canada Pension Plan (CPP) on one hand, or reliance on Pooled Registered Pensions Plans (PRPPs), on the other.