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Mortgaged to the Hilt: Risks From The Distribution of Household Mortgage Debt
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| Citation | . 2015. "Mortgaged to the Hilt: Risks From The Distribution of Household Mortgage Debt." ###. Toronto: C.D. Howe Institute. |
| Page Title: | Mortgaged to the Hilt: Risks From The Distribution of Household Mortgage Debt – C.D. Howe Institute |
| Article Title: | Mortgaged to the Hilt: Risks From The Distribution of Household Mortgage Debt |
| URL: | https://cdhowe.org/publication/mortgaged-hilt-risks-distribution-household-mortgage-debt/ |
| Published Date: | December 9, 2015 |
| Accessed Date: | January 14, 2026 |
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The federal government should pay close attention to several pockets of risk in the Canadian housing market, according to a new C.D. Howe Institute report. In “Mortgaged to the Hilt: Risks From The Distribution of Household Mortgage Debt,” authors Craig Alexander and Paul Jacobson expose pockets of vulnerability by going beyond national averages and focusing on the distribution of house mortgage debt by income, age and region, all of which matter most when assessing risk.