Kronick, Munn, Zelmer – The Big Questions Surrounding the Future of Deposit Insurance

From: Jeremy M. Kronick, Duncan T. Munn and Mark Zelmer To: Canadian Deposit Insurance Regulators Date: May 1, 2023 Re: The Big Questions Surrounding the Future of Deposit Insurance More than 15 years have passed since the $100,000 deposit insurance limit for eligible deposits at the Big Six banks and a host of other smaller federally regulated deposit-taking institutions […]

Live Long and Prosper? with Bill Robson

You’re at risk of running out of money in retirement. On episode eight of the C.D. Howe Institute Podcast, CEO Bill Robson tells host Michael Hainsworth why we need to change the rules regarding RRIFs today to ensure Canadians live long – and prosper.

Shaun Francis – Only Competition Can Rescue Healthcare

To: Canadian healthcare observers From: Shaun Francis Date: April 27, 2023 Re: Only Competition Can Rescue Healthcare Twenty-five years ago, I secured the rights to a state-of-the-art telehealth system and brought it to Canada. Patients called a number to receive instant advice and be directed effectively to a proper level of care. I thought it would greatly benefit […]

Zhang, Wyonch –  Improving Primary Care Access

To: Canadians Concerned About Primary Care Access From: Tingting Zhang and Rosalie Wyonch Date: April 26, 2023 Re: Improving Primary Care Access Too many people don’t have a family doctor, a longstanding and worsening problem in Canada while primary care is the foundation of our healthcare system. Health systems with strong primary care have better outcomes, lower emergency use, […]

After SVB’s collapse, what to do about deposit insurance?- Financial Post Op-Ed

It has been 15 years since the $100,000 deposit insurance limit for eligible deposits at the Big Six banks and a host of other smaller federally-regulated deposit-taking institutions came into force. Inflation since then suggests the time has come to raise it. But we may want to think about other changes, too.

Canada has a fragmented deposit insurance system. In addition to the federal system managed by the Canada Deposit Insurance Corp.(CDIC), deposits of provincially incorporated institutions, like most credit unions and caisses populaires, are backed by their respective provincial deposit insurance corporations. Coverage limits in those systems range from $100,000 in Quebec to full coverage in the four western…

Slaying the Beast: The Bank of Canada’s Ongoing Battle with Inflation

The surge of inflation as economies recovered from the COVID lockdowns of 2020 and 2021 took central bankers and most other observers by surprise. Canada was no exception. Year-over-year CPI inflation rose from -0.4 percent at its nadir in May 2020, to a peak of 8.1 percent in June 2022 before finishing 2022 at 6.3 […]

Ambler, Kronick – Silver Linings for Canada in the SVB Implosion

From: Steve Ambler and Jeremy Kronick To: Canadian Inflation Watchers Date: April 25, 2023 Re: Silver Linings for Canada in the SVB Implosion The Bank of Canada held its overnight rate, its benchmark policy rate, at 4.5 percent two weeks ago. No surprises there. The data were consistent with the Bank’s view that inflation would come back down to three percent by […]

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