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Mortgage Insurance as a Macroprudential Tool: Dealing with the Risk of a Housing Market Crash in Canada
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| Citation | Thorsten Koeppl. 2015. Mortgage Insurance as a Macroprudential Tool: Dealing with the Risk of a Housing Market Crash in Canada. ###. Toronto: C.D. Howe Institute. |
| Page Title: | Mortgage Insurance as a Macroprudential Tool: Dealing with the Risk of a Housing Market Crash in Canada – C.D. Howe Institute |
| Article Title: | Mortgage Insurance as a Macroprudential Tool: Dealing with the Risk of a Housing Market Crash in Canada |
| URL: | https://cdhowe.org/publication/mortgage-insurance-macroprudential-tool-dealing-risk-housing-market-crash/ |
| Published Date: | July 8, 2015 |
| Accessed Date: | April 19, 2026 |
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Canada’s mortgage insurance risk needs a better backstop fund, according to a new report released today by the C.D. Howe Institute. In “Mortgage Insurance as a Macroprudential Tool: Dealing with the Risk of a Housing Market Crash in Canada,” authors Thorsten V. Koeppl and James MacGee suggest an era of steadily rising house prices and high mortgage debt warrants concern over the potential exposure of Canada’s mortgage insurance system – and taxpayers.
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