From: Brad Gilmour and Sander DuncansonTo: Major project watchersDate: October 3, 2025Re: Bill C-5 – Pros, Cons, and Options for Domestic Investors Pessimism about the ability to advance Canadian projects has made infrastructure investors wary. Lack of confidence has grown from necessary yet increasingly uncertain and complicated environmental and regulatory approval processes, with multiple layers […]
From: Lennie KaplanTo: Climate policy watchersDate: September 30, 2025Re: Restoring Credibility to Canada’s Climate Change Policies and Targets There are three things to watch for this fall as the federal government reviews and renews its climate change policies and targets. Under the Canadian Net-Zero Emissions Accountability Act, Environment and Climate Change Canada must prepare a […]
From: Gherardo Gennaro CaraccioloTo: Auto insurance watchersDate: July 22, 2025Re: Auto Insurance Over-Regulation is Punishing Drivers Car insurance is unavoidable. If you want to drive, you have to buy it. Because it’s mandatory, some people argue we need regulation to avoid unjustified sudden price hikes. That may sound reasonable. Unfortunately, it is not that simple. […]
Published in Financial Post By Gherardo Caracciolo Car insurance is unavoidable. If you want to drive, you have to buy it. Because it’s mandatory some people argue we need regulation to ensure consumers don’t face unjustified sudden price hikes. That may sound reasonable. Unfortunately, it is not that simple. In a recent C.D. Howe Institute paper, […]
From: Heather ScoffieldTo: Federal regulators and Treasury Board President Shafqat AliDate: July 11, 2025Re: A smarter, leaner regulatory regime is essential for Canada’s ability to thrive Canada’s regulatory burden has become the stuff of legend, deterring investment and slowing growth because of rules that overlap, are too vague or too convoluted to follow properly, take […]
From: Colin Busby, William B.P. Robson, and Daniel SchwanenTo: Canadian trade watchersDate: July 9, 2025Re: Playing With Trade Talk Fire on Supply Management After climbing down on the digital services tax, Canada is back at the table with the United States to negotiate the two countries’ trade relationship. Unfortunately, Canadian negotiators have a fresh problem to […]
From: Internal trade watchersTo: Daniel Schwanen Date: July 7, 2025Re: Provinces Need to Play if Internal Trade Barriers are to Fall Donald Trump’s tariff threats have focused much needed attention on making trade within Canada easier. Prime Minister Mark Carney made a promise soon after the election: To have free trade by Canada Day. To that end, the federal […]
Published in The Globe and Mail After climbing down on the digital services tax, Canada is back at the table with the U.S. to negotiate the two countries’ trade relationship. Unfortunately, Canadian negotiators have a fresh problem to deal with: the recent passage of a bill through Parliament that protects supply management. The narrative of Canada […]
From: Michael WernickTo: Defence spending watchers Date: July 3, 2025Re: How About a Dedicated National Security Tax for Canada? Over the past year, a chorus has risen calling for an increase in defence spending. Canada has been pressed to show it is putting enough effort into protecting and policing its own land, sea and air borders while also […]
From: Barry PrenticeTo: Trade ObserversDate: July 2, 2025Re: Let’s Let More US Airlines Into Small Canadian Centres The Competition Bureau’s new report on the airline industry gets things mostly right. Perfection in transportation policy is an elusive beast. Consumers want lower fares, more options and better-quality service. As the old joke says, you are welcome to choose […]
June 26, 2025 – Canadian auto insurance rate regulations, intended to protect consumers, are reducing necessary insurer agility – risking long-term competitiveness in the market, according to a new report from the C.D. Howe Institute. In “The Price of Over-Regulation: Assessing the Impact of Rate Controls on Auto Insurance Market Flexibility in Canada,” Gherardo Caracciolo finds […]
The Price of Over-Regulation: Assessing the Impact of Rate Controls on Auto Insurance Market Flexibility in Canada • Automobile insurance regulation must walk a fine line: ensure actuarially accurate pricing while also ensuring that insurers are not overburdened with unnecessary barriers that could prevent them from setting appropriate prices given market conditions. • By examining […]
Membership Application
Interested in becoming a Member of the C.D. Howe Institute? Please fill out the application form below and our team will be in touch with next steps. Note that Membership is subject to approval.
"*" indicates required fields
Member Login
Not a Member yet? Visit our Membership page to learn more and apply.
From: Brad Gilmour and Sander DuncansonTo: Major project watchersDate: October 3, 2025Re: Bill C-5 – Pros, Cons, and Options for Domestic Investors Pessimism about the ability to advance Canadian projects has made infrastructure investors wary. Lack of confidence has grown from necessary yet increasingly uncertain and complicated environmental and regulatory approval processes, with multiple layers […] 
From: Lennie KaplanTo: Climate policy watchersDate: September 30, 2025Re: Restoring Credibility to Canada’s Climate Change Policies and Targets There are three things to watch for this fall as the federal government reviews and renews its climate change policies and targets. Under the Canadian Net-Zero Emissions Accountability Act, Environment and Climate Change Canada must prepare a […] 
From: Gherardo Gennaro CaraccioloTo: Auto insurance watchersDate: July 22, 2025Re: Auto Insurance Over-Regulation is Punishing Drivers Car insurance is unavoidable. If you want to drive, you have to buy it. Because it’s mandatory, some people argue we need regulation to avoid unjustified sudden price hikes. That may sound reasonable. Unfortunately, it is not that simple. […] 
Published in Financial Post By Gherardo Caracciolo Car insurance is unavoidable. If you want to drive, you have to buy it. Because it’s mandatory some people argue we need regulation to ensure consumers don’t face unjustified sudden price hikes. That may sound reasonable. Unfortunately, it is not that simple. In a recent C.D. Howe Institute paper, […] 
From: Heather ScoffieldTo: Federal regulators and Treasury Board President Shafqat AliDate: July 11, 2025Re: A smarter, leaner regulatory regime is essential for Canada’s ability to thrive Canada’s regulatory burden has become the stuff of legend, deterring investment and slowing growth because of rules that overlap, are too vague or too convoluted to follow properly, take […] 
From: Colin Busby, William B.P. Robson, and Daniel SchwanenTo: Canadian trade watchersDate: July 9, 2025Re: Playing With Trade Talk Fire on Supply Management After climbing down on the digital services tax, Canada is back at the table with the United States to negotiate the two countries’ trade relationship. Unfortunately, Canadian negotiators have a fresh problem to […] 
From: Internal trade watchersTo: Daniel Schwanen Date: July 7, 2025Re: Provinces Need to Play if Internal Trade Barriers are to Fall Donald Trump’s tariff threats have focused much needed attention on making trade within Canada easier. Prime Minister Mark Carney made a promise soon after the election: To have free trade by Canada Day. To that end, the federal […] 
Published in The Globe and Mail After climbing down on the digital services tax, Canada is back at the table with the U.S. to negotiate the two countries’ trade relationship. Unfortunately, Canadian negotiators have a fresh problem to deal with: the recent passage of a bill through Parliament that protects supply management. The narrative of Canada […] 
From: Michael WernickTo: Defence spending watchers Date: July 3, 2025Re: How About a Dedicated National Security Tax for Canada? Over the past year, a chorus has risen calling for an increase in defence spending. Canada has been pressed to show it is putting enough effort into protecting and policing its own land, sea and air borders while also […] 
From: Barry PrenticeTo: Trade ObserversDate: July 2, 2025Re: Let’s Let More US Airlines Into Small Canadian Centres The Competition Bureau’s new report on the airline industry gets things mostly right. Perfection in transportation policy is an elusive beast. Consumers want lower fares, more options and better-quality service. As the old joke says, you are welcome to choose […]