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Mortgage Insurance Deductibles: An Idea Whose Time Hasn’t Come
Summary:
| Citation | Thorsten Koeppl. 2017. Mortgage Insurance Deductibles: An Idea Whose Time Hasn’t Come. ###. Toronto: C.D. Howe Institute. |
| Page Title: | Mortgage Insurance Deductibles: An Idea Whose Time Hasn't Come – C.D. Howe Institute |
| Article Title: | Mortgage Insurance Deductibles: An Idea Whose Time Hasn’t Come |
| URL: | https://cdhowe.org/publication/mortgage-insurance-deductibles-idea-whose-time-hasnt-come/ |
| Published Date: | July 19, 2017 |
| Accessed Date: | June 3, 2026 |
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Ottawa should reject a “blunt” option it is considering to address the build-up of risky mortgages in the housing sector, according to the latest C.D. Howe report. In Mortgage Insurance Deductibles: An Idea Whose Time Hasn’t Come, authors Thorsten V. Koeppl and James C. MacGee, two leading thinkers on financial stability issues, definitively reject Ottawa’s proposal to spread more risk to mortgage lenders from insurers as ineffective and recommend a better approach.
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