The Law of Supply and Demand in Seniors Care

The law of supply and demand plays out in senior care across Canada. This Graphic Intelligence illustrates the price and supply of senior housing spaces in the provinces – plotting rents against supply in standard care and heavy care. Looking at Quebec, more supply of adult living spaces leads to the lowest rents. Meanwhile, others […]

Smoothing the Path: How Canada Can Make Faster Major-Project Decisions

  Canadians have been debating whether Canada’s regulatory and permitting processes strike the right balance between attracting investments in major resource projects and mitigating potential harm from those investments. These regulatory processes typically apply to complex and expensive projects, such as mines, large hydrocarbon production projects (oil sands, liquefied natural gas [LNG], offshore oil), electricity […]

Mark Zelmer – Let’s Not Rush New Bank Rules on Capital and Lending

From: Mark Zelmer To: Office of the Superintendent of Financial Institutions Date: June 13, 2024 Re: Let’s Not Rush New Bank Rules on Capital and Lending Canada’s financial regulator is in a ticklish situation. On March 6, Federal Reserve Chairman Jerome Powell signalled that US regulators are reconsidering their plans to hike capital requirements for large banks in accordance with what […]

2024 Directors Dinner – Canada-US Relations: The Road Ahead

Former ambassadors Kelly Craft, Gary Doer and David MacNaughton gave C.D. Howe Institute members, supporters and guests a substantive, ‘behind-the-curtains’ perspective on Canada-US relations at the Institute’s annual Directors Dinner on June 5th. 

Kronick, Ambler – More Rate Cuts Coming: How Far and Fast Are Now the Questions

To: Interest rate watchers From: Jeremy M. Kronick and Steve Ambler Date: June 10, 2024 Re: More Rate Cuts Coming: How Far and Fast Are Now the Questions The Bank of Canada finally pulled the trigger last Wednesday and reduced its policy rate by 25 basis points. Forecasters were split between a June or July cut, but overall, the […]

Lester, Robson – What To Do About Canada’s Debt Problem

From: John Lester and William Robson To: Federal and Provincial Governments Date: June 7, 2024 Re: What To Do About Canada’s Debt Problem Participants in the C.D. Howe Institute’s recent conference on Canada’s debt problem had some pointed advice for our federal and provincial governments: Canada’s public debt should be about 10 percentage points of GDP lower to ensure its […]

Glen Hodgson – What To Do with Canada Post?

From: Glen HodgsonTo: Canada Post clientsDate: June 6, 2024Re: What To Do with Canada Post? Canada Post announced in May that it generated a very large financial loss of nearly $748 million in its 2023 fiscal year, following a 2022 loss of $548 million. The corporation began recording annual losses in 2018 and has since lost $3 billion before taxes. […]

Shaky Assumptions: The Hazards of Relying on Energy Scenarios in Federal Policy

  Governments around the world rely on the predictions of global energy agencies to inform their own domestic energy policies and regulations. The most notable agencies include the International Energy Agency (IEA), the Organization for Petroleum Exporting Countries (OPEC), and the US Energy Information Administration (EIA).  This paper explores the role of forecasts and scenarios […]

Henry Lotin – Ottawa has No Process to Determine Skills for Half all Migrants

From: Henry Lotin To: Canada’s Immigration Watchers Date: June 3, 2024 Re: Ottawa has No Process to Determine Skills for Half all Migrants Federal officials do not collect complete skills data for about half of our permanent resident and temporary visa arrivals. Without accurate information on new arrivals’ skills, we cannot effectively gauge whether they are matched with employment […]

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