by Thorsten V. Koeppl Data from the past 25 years show that natural disasters are happening more frequently in Canada, increasing overall losses from such events. Insurance markets face two main challenges when insuring against natural disasters: first, repeated large losses can strain underwriting capacity, driving up prices and reducing insurance availability; and second, extreme […]
14 mai 2026 – À mesure que les catastrophes naturelles deviennent plus fréquentes, le système d’assurance canadien subit des pressions croissantes liées aux risques extrêmes, notamment des préoccupations quant à la solvabilité et à la capacité de souscription. Sans mécanisme permettant d’étaler les pertes dans le temps, une série d’événements extrêmes ou une catastrophe majeure, […]
May 14, 2026 – As natural disasters become more frequent, Canada’s insurance system faces mounting pressure from extreme risks, including solvency concerns and strained underwriting capacity. Without a mechanism to smooth losses over time, a series of tail events or a large disaster such as a major earthquake can weaken insurers’ ability to underwrite risk, leading to higher premiums and […]
From: Edward Waitzer To: Corporate sustainability advocates Date: May 11, 2026 Re: What the ESG Movement Needs to do Now Investor support for corporate sustainability initiatives has been derailed. In the face of strong ideology against environment, social and governance, or ESG, investing in the United States. Major fund managers such as BlackRock, Inc. and the Vanguard Group, Inc. have backed away from asserting that ESG factors are responsive to […]
Published in The Globe and Mail. Asked about how he went bankrupt, one of the characters in Ernest Hemingway’s novel The Sun Also Rises replies, “gradually, then suddenly.” That’s what’s in store for Canada’s supply management system, an outdated, regressive policy from the 1970s that protects the dairy and poultry sectors by artificially raising consumer prices and […]
From: Daniel Schwanen and Rosalie Wyonch To: Artificial Intelligence watchers Date: April 21, 2026 Re: Artificial Intelligence Is Already Reshaping Canada’s Economy. Policy Must Catch Up After decades of gestation, artificial intelligence burst on the scene a mere five years ago, as a field with vast practical applications for businesses, researchers and the public. No longer is it a speculative technology looming in the distant future. […]
April 15, 2026 – Canada’s competition framework must remain flexible and innovation-focused to ensure the country captures the economic benefits of artificial intelligence while guarding against anti-competitive behaviour, according to the C.D. Howe Institute. In “Chipping In: A Canadian Guide for Maintaining Competition in AI,” author Daniel Schwanen sets out a framework for the Competition […]
15 avril 2026 – Selon l’Institut C.D. Howe, le cadre de la concurrence au Canada doit rester souple et axé sur l’innovation afin de garantir que le pays jouisse pleinement des avantages économiques de l’intelligence artificielle tout en se protégeant contre les comportements anticoncurrentiels. Dans « Chipping In: A Canadian Guide for Maintaining Competition in […]
by Daniel Schwanen Artificial intelligence (AI) holds the potential to raise productivity and living standards, but how much Canada benefits will depend on competitive conditions in markets across different layers of the AI “stack” – infrastructure, development, and deployment. Large global technology players hold significant positions in AI infrastructure and advanced model development. But competition […]
From: John Rook and Larry Schwartz To: Competition policy observers Date: March 25, 2026 Re: Competition Bureau Draft Guidelines: Is Efficiency on Life-Support? Recently, Jeanne Pratt, now interim Commissioner of Competition, trumpeted the positive impact of recent amendments to the Competition Act that make it more difficult to clear mergers. Prior to these amendments, market share and concentration were two of the factors considered in making […]
From: Edward Waitzer and Rachel WassermanTo: Private equity watchersDate: March 20, 2026 Re: Opening Private Equity to Retail Investors? Don’t Do It. A priority project for the Ontario Securities Commission currently is to give smaller investors easier access to private assets (including private equity investments). This is consistent with Donald Trump’s recent executive order directing the US Securities and Exchange Commission […]
From: Gary Edwards To: Federal and provincial securities regulators; Treasury Board; Canadian Securities Administrators; self-regulatory organization leadersDate: March 19, 2026 Re: Parity in cybersecurity practice for regulators and self-regulatory organizations Regulators and self-regulatory organizations (SROs) set expectations for disclosure, incident management, and stewardship of sensitive information. These bodies also compel data collection and exercise delegated authority. For that reason, there is a strong case for codifying and publicly articulating cybersecurity and privacy […]
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by Thorsten V. Koeppl Data from the past 25 years show that natural disasters are happening more frequently in Canada, increasing overall losses from such events. Insurance markets face two main challenges when insuring against natural disasters: first, repeated large losses can strain underwriting capacity, driving up prices and reducing insurance availability; and second, extreme […] 
From: Edward Waitzer To: Corporate sustainability advocates Date: May 11, 2026 Re: What the ESG Movement Needs to do Now Investor support for corporate sustainability initiatives has been derailed. In the face of strong ideology against environment, social and governance, or ESG, investing in the United States. Major fund managers such as BlackRock, Inc. and the Vanguard Group, Inc. have backed away from asserting that ESG factors are responsive to […] 
Published in The Globe and Mail. Asked about how he went bankrupt, one of the characters in Ernest Hemingway’s novel The Sun Also Rises replies, “gradually, then suddenly.” That’s what’s in store for Canada’s supply management system, an outdated, regressive policy from the 1970s that protects the dairy and poultry sectors by artificially raising consumer prices and […] 
From: Daniel Schwanen and Rosalie Wyonch To: Artificial Intelligence watchers Date: April 21, 2026 Re: Artificial Intelligence Is Already Reshaping Canada’s Economy. Policy Must Catch Up After decades of gestation, artificial intelligence burst on the scene a mere five years ago, as a field with vast practical applications for businesses, researchers and the public. No longer is it a speculative technology looming in the distant future. […] 
April 15, 2026 – Canada’s competition framework must remain flexible and innovation-focused to ensure the country captures the economic benefits of artificial intelligence while guarding against anti-competitive behaviour, according to the C.D. Howe Institute. In “Chipping In: A Canadian Guide for Maintaining Competition in AI,” author Daniel Schwanen sets out a framework for the Competition […] 
by Daniel Schwanen Artificial intelligence (AI) holds the potential to raise productivity and living standards, but how much Canada benefits will depend on competitive conditions in markets across different layers of the AI “stack” – infrastructure, development, and deployment. Large global technology players hold significant positions in AI infrastructure and advanced model development. But competition […] 
From: John Rook and Larry Schwartz To: Competition policy observers Date: March 25, 2026 Re: Competition Bureau Draft Guidelines: Is Efficiency on Life-Support? Recently, Jeanne Pratt, now interim Commissioner of Competition, trumpeted the positive impact of recent amendments to the Competition Act that make it more difficult to clear mergers. Prior to these amendments, market share and concentration were two of the factors considered in making […] 
From: Edward Waitzer and Rachel WassermanTo: Private equity watchersDate: March 20, 2026 Re: Opening Private Equity to Retail Investors? Don’t Do It. A priority project for the Ontario Securities Commission currently is to give smaller investors easier access to private assets (including private equity investments). This is consistent with Donald Trump’s recent executive order directing the US Securities and Exchange Commission […]