Research & Insights




- Innovation and Business Growth
After almost 40 years at the C.D. Howe Institute,…
- Innovation and Business Growth
- Education, Skills and Labour Market
Canada’s kids are being outperformed by many of their…
- Education, Skills and Labour Market


- Education, Skills and Labour Market


- Industry Regulation and Competition Policy, Innovation and Business Growth




















How Retirement Benefit Clawbacks Hit Lower-Income Taxpayers Hardest
Nicholas Dahir, Alexandre Laurin
Fiscal and Tax Policy
February 6, 2026




















Spreading the Benefits: A Targeted Tax Credit Is Needed to Expand Retirement Plan Coverage in Canada’s Private Sector
Keith Ambachtsheer, Alex Mazer
Fiscal and Tax Policy
February 3, 2026
Retirement Saving and Income
January 9, 2026




















Portable, Pooled, and Pension-Like: Evaluating Options for Canada’s Uncovered Workers
Colin Busby, Shannan Corey
Retirement Saving and Income
December 15, 2025
Retirement Saving and Income
December 11, 2025
Retirement Saving and Income
November 24, 2025




















Learning to Fly: How Canadians Can Navigate a More Complex Financial Landscape
Pierre-Carl Michaud, Bernard Morency
Financial Services and Regulation
November 11, 2025




















The Clawback Trap: How Canada’s Benefit System Can Undermine Work and Saving
Nicholas Dahir, Alexandre Laurin
Education, Skills and Labour Market
November 3, 2025




















Deliver on RRIF Withdrawal Promises – and Fix the Underlying Problem
Alexandre Laurin, William B.P. Robson
Retirement Saving and Income
October 29, 2025




















Financial Services and Regulation
October 7, 2025
Retirement Saving and Income
July 18, 2025
Financial Services and Regulation
July 8, 2025




















Financial Services and Regulation
May 20, 2025
Retirement Saving and Income
March 11, 2025
Retirement Saving and Income
March 11, 2025
Retirement Saving and Income
January 30, 2025
Fiscal and Tax Policy
December 10, 2024
Public Governance and Accountability
November 25, 2024
Public Governance and Accountability
October 29, 2024




















Retirement Saving and Income
October 28, 2024
- Innovation and Business Growth
- Education, Skills and Labour Market
- Public Investments and Infrastructure

















