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The C.D. Howe Institute is an independent not-for-profit research institute whose mission is to raise living standards by fostering economically sound public policies. Widely considered to be Canada's most influential think tank, the Institute is a trusted source of essential policy intelligence, distinguished by research that is nonpartisan, evidence-based and subject to definitive expert review.

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Financial Services and Regulation

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This area covers policies and regulations, such as prudential or consumer regulations, as well as technology and other competitive pressures affecting the financial services industry, financial markets and the financial system as a whole, and their ability to effectively perform their core economic functions.

Productivity and the Financial Sector – What’s Missing?
April 10, 2018 - Jeremy Kronick
Canada’s financial institutions are key to solving the country’s productivity problem, according to a new report from the C.D. Howe Institute. In “Productivity and the Financial Sector – What’s...
The Case for Longer Mortgages: Addressing the Mismatch between Term and Amortization
March 8, 2018 - Michael K. Feldman
Longer mortgages would benefit homebuyers and increase competition in the mortgage market, according to a new report from the C.D. Howe Institute. In “The Case for Longer Mortgages: Addressing the...
Opportunities for Better Systemic Risk Management in Canada
September 21, 2017 - Nicholas Le Pan
Ottawa and the provinces should bolster their ability to monitor and deal with systemic risks to the financial system, according to a report from the C.D. Howe Institute. In Opportunities for Better...
Not Ready for Prime Time: Canada’s Proposed New Securities Regulator
September 19, 2017 - Harvey Naglie
Canada’s proposed new securities regulator , due to be rolled out next year, is not ready for launch, according to a leading financial expert. In Not Ready for Prime Time: Canada’s Proposed New...
Bits, Bytes, and Taxes: VAT and the Digital Economy in Canada
August 23, 2017 - Rosalie Wyonch
Foreign providers of online services enjoy a tax advantage over domestic providers, according to a new report from the C.D. Howe Institute. In Bits, Bytes, and Taxes: VAT and the Digital Economy in...
Mortgage Insurance Deductibles: An Idea Whose Time Hasn't Come
July 19, 2017 - Thorsten V. Koeppl and James MacGee
Ottawa should reject a “blunt” option it is considering to address the build-up of risky mortgages in the housing sector, according to the latest C.D. Howe report. In Mortgage Insurance Deductibles:...
Jeremy M. Kronick - Unleashing Productivity Gains in Financial Services
Intelligence Memos
From: Jeremy M. Kronick To: Canada's Financial Regulators and Policymakers Date: April 11, 2018 Re: Unleashing Productivity Gains in Financial Services Productivity improvement is considered the...
Kronick, Hui - Covered Bonds: Elsewhere, the Sky’s the Limit, Why Just 4 Percent in Canada?
Intelligence Memos
From:  Jeremy M.Kronick and Nikki Hui To: Jeremy Rudin, Superintendent of OSFI Date: March 20, 2018 Title: Covered bonds: elsewhere, the sky’s the limit, why just 4 percent in Canada? Startling house...
Michael K. Feldman - The Many Benefits of Longer Mortgages
Intelligence Memos
From: Michael K. Feldman  To: Mortgage Policymakers Date: March 13, 2018 Re: The Many Benefits of Longer Mortgages Canadian residential mortgages could be improved if borrowers continue to have a...
Les lignes de faille : Tremblements de terre, assurance, et risque financier systémique
Research
Les lignes de faille d’un tremblement de terre majeur au Canada pourraient se propager rapidement dans l’ensemble de l’industrie des assurances et avoir des répercussions financières systémiques,...
Op-Ed
Publié dans La Presse le 30 Juillet, 2012. Par Stéphane Rousseau Depuis la crise financière, les régulateurs déploient des efforts pour encadrer les agences de notation de crédit. Malheureusement,...
13 Apr 2018
Apr
13
  • Inside Access: Productivity and the Financial Sector: What’s Missing?
Conference Call with Jeremy Kronick, Senior Policy Analyst, C.D. Howe Institute
Conference Call
Friday, April 13, 2018, 3:00 pm to 3:30 pm
08 Mar 2018
Mar
08
  • Inside Access: The Case for Longer Mortgages: Addressing the Mismatch between Term and Amortization
Conference Call with Michael Feldman, Partner, Torys LLP
Conference Call
Thursday, March 8, 2018, 3:00 pm to 3:30 pm
06 Mar 2018
Mar
06
  • Post-Budget Briefing
Roundtable Luncheon with Paul Rochon, Deputy Minister, Finance Canada
Toronto, 67 Yonge Street, Suite 300
Tuesday, March 6, 2018, 12:00 pm to 1:30 pm
Sponsored by:
Intact Insurance

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© 2014 C.D. Howe Institute. All Rights Reserved.

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© 2014 C.D. Howe Institute. All Rights Reserved.